Mandatory work experience for retirement. Accounting for seniority when assigning a pension. Types of general experience that affect the calculation of pensions

According to the new law, according to which, from January 1, 2019, a phased increase in the retirement age will begin in Russia, for Russians with long insurance experience will provide new pension benefit- the possibility of early retirement (2 years earlier than the generally established dates). This right can be exercised women in the presence of 37 years And men with 42 years of experience.

However, this does not mean that the new law increases the requirements for mandatory seniority for the calculation of a pension. On the contrary - such a benefit was proposed by the Government and the President of Russia as mitigation measure the pension reform planned for 2019.

If a citizen earns the specified number of years, then he will be able to retire 2 years earlier the retirement age established in the relevant year, but not before the age of 55 for women and 60 for men. Due to the fact that the retirement age will be raised in stages, in 2019, if you have a long service, it will be possible to become a pensioner ahead of schedule only six months ahead of schedule(so the general retirement age in 2019 will be 55.5 and 60.5 years, respectively - see below). early retirement table).

The main limitation is that it will be possible to become a pensioner ahead of schedule due to long-term employment not earlier than when reaching the age of 55 or 60 years(for women and men respectively). That is, it will not be possible to reduce the general retirement age that is valid until the end of 2018 in this way.
In the first 2 years of the new reform(in 2019 and 2020) take advantage of the new pension benefit will not work in full- i.e. it will still be impossible to reduce the retirement period by 2 years, since in any case it cannot be less than it is now - 55/60 years (see para. seniority retirement table).

In determining eligibility, consideration will be given to all periods included in the insurance period(i.e. both periods of work and other considered “non-working” periods defined by law - for example, care for each child until the age of 1.5 years).

It is also necessary to understand that the benefit provided for by the new law with a long insurance period of 37 years for women and 42 years for men will not affect general requirements for experience! Those conditions, the fulfillment of which is already provided now for receiving an old-age insurance pension on a general basis, in the course of the reform do not change and remain the same.

Eligibility for early retirement

Since 2019 an additional preferential basis is planned for the opportunity to become a pensioner ahead of schedule - the presence at least 37 years of insurance experience for women and at least 42 for men. With the adoption of such changes, the Russians will have the opportunity to issue payments earlier by 2 years than will be provided by the new retirement age (and from 2019 it will begin to rise from 55 to 60 years for women from 60 to 65 years for men).

Recall that the government draft law initially set standards that allow you to get the status of a pensioner ahead of schedule, in the values 40 years for women and 45 for men. It was with this content that the draft was adopted by the deputies in the first reading in July.

However, the President's seniority requirements were softened for 3 years - up to 37 and 42 years. Vladimir Putin has already sent the relevant amendments to the State Duma on September 6, 2018. During the second reading of the bill on raising the retirement age for Russians, such amendments were approved by the deputies, and on September 27, 2018, the bill was adopted in its final content.

It is also necessary to clarify that this standard (37 years for women and 42 years for men) is optional in order to receive a pension in the general case - it only allows you to make payments “on preferential terms” ahead of schedule. And for registration of an insurance pension in the general order of such long-term employment not required. For example, in 2019, in order to become eligible to become an old-age pensioner, you will need to earn only 10 years of experience.

In general, according to the current legislation, in order to get an old-age insurance pension, it is enough to fulfill three prerequisites:

Achievement of the established retirement age - will gradually change, starting from 01/01/2019, until it is set at 60/65 years for women/men, respectively.
The presence of a mandatory (minimum) insurance period - these values are gradually adjusted from 01/01/2015 with an annual increase of 1 year.
The presence of the minimum required number of pension points (IPK) - this value is also adjusted annually with an annual step of 2.4 points.

For example, to become a pensioner in 2019, you will need to have 10 years of insurance experience and 16.2 pension points. If in 2019 a citizen will lack these indicators, then it must be borne in mind that next year the requirements will be even higher - already 11 years and 18.6 points.

The schedule for increasing the minimum (mandatory) requirements for obtaining an old-age pension in Russia by year is given in the table below:

The final mandatory values after the end of the transition period are noted in the table in bold- these are, respectively, the retirement age of 60 years for women and 65 years for men (from 2023), 15 years of insurance experience (from 2024) and 30 pension points (from 2025).

Seniority is the entire period of official employment of a person before he went on a well-deserved rest. Today, such a concept as insurance experience is used, which is the time when the employer makes contributions to the Pension Fund for his employee. Therefore, it is worth analyzing how many years of experience are needed for women and men to retire, and also when this can be done ahead of schedule.

Last changes

Recently, the leadership of the state has made a whole contribution regarding pension provision. So, from 2019, the accrual of allowances of 25% is assigned for those pensioners who live in rural areas. At the same time, they must have an official experience in the field of agriculture of more than 30 years.

To calculate a pension, a citizen must have seniority

Retirement age

Due to recent innovations, citizens are wondering how many years of work experience are needed for a pension in Russia. Was designed for ordinary citizens needed to start receiving a pension. As a result:

Persons who planned to become pensioners in 2019 will be able to do this now in 2020.
The situation is similar with those who thought to get it already in 2020. They will have to wait until 2022.
Citizens who intended to apply for pensions in 2022 will do so 4 years later.
And after 2023, all people in Russia will retire 5 years later than today. Now the minimum age is 70 for men, and 65 for women.

Separately, it is worth mentioning how much northern experience is needed for retirement. For persons living and working in the Far North or territories officially equated to it, all benefits were retained. They have the right to receive a pension for women already at 50 and at 55 for men.

Changes in pension legislation in terms of raising the retirement age will not apply to certain categories of people. So, they include those citizens who are raising a disabled child under the age of 8, as well as women who have given birth to 5 or more children. In addition, they include people with disabilities (for example, due to the state of vision).

Social pensions

Only those citizens who have not been able to accumulate a sufficient number of pension points over the entire period of their employment are entitled to receive this type of payment. So, to get one such score, you need to have a salary of at least 8,500 rubles. This is 1 minimum wage. As a result, within 30 years a person must accumulate a minimum number of points. In this regard, there have been no changes in the legislation. But at the same time, the main blow from raising the retirement age falls on people with low wages or those who are not officially employed.

Retirement age changed in 2018

What is taken into account for calculating a pension

Before the reform of 2002, the indicators of future pensions for citizens were determined by how long they worked. So, the minimum length of service then was 20/25 years, respectively, for women, as well as men. At the same time, each year that a citizen worked additionally brought a surcharge to a person.

However, due to the reforms carried out in this industry, the total length of service has ceased to play an important role. Since then, the main is the amount of deductions transferred to the PFR from the salary.

The higher the official income level of a person, the higher his pension will be in the future.

In addition, there are several "Non-insurance periods", during which people also receive experience.

But this is done only when before that the person was officially employed. These periods are:

The parent's exit on maternity leave until the baby is 1.5 years old. But in total this period cannot exceed 6 years. This is equivalent to looking after 4 children.
Service in the army, border authorities, as well as the Ministry of Internal Affairs or the Federal Penitentiary Service.
Diseases that make a person temporarily incapacitated.
A court decision on unlawful imprisonment, as well as the presence of a person in a pre-trial detention center or places of deprivation of liberty.
Participation of a citizen in various public or social works.
Care provided for a pensioner over 80 or a disabled child.
Spouse or spouse of a serviceman who serves outside the country. But at the same time, he does not have the opportunity to officially work.

In the absence of such conditions, the accrual of length of service occurs exclusively in calendar order. In addition, there are a number of categories of employees who are charged correction (increasing) coefficients:

1.5 - for persons who were exposed to radiation in the process of eliminating the consequences that arose during the Chernobyl accident, with the exception of military personnel.
2.0 - citizens working in special leper colonies or other institutions fighting serious diseases. This category also includes people in the military.
3.0 - participants in hostilities, as well as persons who received treatment or rehabilitation as a result of injuries received due to the war.

A number of citizens have the right to early retirement

What is not included in the calculation

How long does it take to receive a pension? People need to take into account the time that is not counted in the process of accruing seniority. These periods are considered to be:

Time worked by a person under the laws of another state. If a person lives permanently in Russia, he is only entitled to a social pension. It is assigned to him after reaching the appropriate age.
The period of service preceding the issuance of a pension as a disabled person or any other labor activity taken into account in the process of calculating the amount of payments.

Early exit

Most Russian citizens who have worked for about 20 years want to start receiving pensions as early as possible. However, only persons listed in the list of Federal Law No. 400 have the right to receive an early pension. At the same time, citizens who meet a number of requirements have the right to apply for the start of early payments. Due to this, several of the following categories can apply for an early insurance pension:

Persons whose work is considered dangerous or socially significant. These include: military personnel, teachers, miners, rescuers and others. The minimum allowable length of service is 15 years. To confirm it, account statements, copies of work contracts, as well as payroll statements are used.
People who have social grounds for it. So, people who worked in the Far North, as well as territories that are equated to it, have the right to receive an early pension. In addition, visually impaired persons, persons injured as a result of hostilities, as well as mothers of large families have a similar opportunity. The minimum allowable length of service is 15 years.

Continuous work experience

For that. in order for Russian citizens to apply for a pension, they need to have continuous work experience. An ordinary person who does not live in the Far North is required to work for at least 30 years, receiving a minimum wage. If he works in the northern territories, this period is reduced to 15 years.

The length of service is the period when a person officially worked with deductions of the corresponding payments to the FIU. Today, in order to start receiving a pension, you need to score the required number of points in order to have the minimum insurance payments.

Insurance experience as a replacement for seniority

Before moving on to the question of the difference between insurance and seniority, 2 important points should be clarified:

The concept of "work experience" practically ceased to be used in 2002. Now, to assign a pension from the PFR, the insurance period is used, that is, the entire period of work during which the payment of insurance premiums to the PFR took place, and other periods specified in the law (clause 2, article 1 of the law "On insurance pensions" dated December 28 .2013 No. 400-FZ). The length of service is rarely used and only in accordance with special rules for the purpose of assigning a state pension (for example, subparagraph 2, clause 1, article 10 of the Law “On State Pension Provision” of December 15, 2001 No. 166-FZ).
Since 2015, instead of labor pensions, insurance and funded pensions have been paid to citizens from the PFR, i.e. the concept of “labor pension” is now irrelevant.

Thus, at present, citizens are established an insurance pension, calculated on the basis of the periods of making insurance premiums and other periods not related to labor activity, but included in the insurance period. The latter is listed in Art. 12 of Law No. 400-FZ.

On top of the insurance, citizens are credited with a funded pension. Pension savings funds are formed precisely from the insurance premiums received, the result of their investment and other additional contributions, including independent ones (Subparagraph 3, Clause 1, Article 3 of the Law “On Funded Pension” dated December 28, 2013 No. 424-FZ) .

IMPORTANT! If everything is more or less clear with the pension, then with regard to the length of service, the question arises: what to do with the length of service earned before 2002?

According to Art. 30 of the Law "On labor pensions in the Russian Federation" dated December 17, 2001 No. 173-FZ, the length of service acquired before 2002 was converted (assessment of labor rights), as a result of which the equivalent of the insurance premiums paid was established. Thus, the old system for calculating seniority was linked to the new one.

The difference between work experience and insurance experience

Now back to the question, what is the difference between insurance and labor (until 2002) experience:

The criterion for summing up days/months/years for length of service was actual work, in insurance - periods of contributions to the Pension Fund.
The length of service included studying at a university, this period is not considered in the insurance period.
The length of service could include grace periods for calculating, for example, work in the Far North was considered as a year and a half. Now there is no such concept, but there is a reduced period of insurance experience in difficult conditions, which gives the right to early retirement.

IMPORTANT! In 2015, there were further changes in the procedure for accounting for labor activity. The insurance period is now calculated not in calendar dates, but in points, and in total they make up an individual pension coefficient.

What experience is needed for a pension for men

In the previous sections, we have established that the classical pension of citizens is an insurance pension calculated according to the periods of making insurance contributions to the Pension Fund of the Russian Federation and certain periods of life situations (for example, military service), which in total are considered insurance experience.

The length of service is then converted into an IPC, and, based on the total points, the amount of the pension is set. We will cover this in detail in another article.

Now let's dwell on how much experience men need to retire in 2018:

To receive an old-age pension on a general basis, the insurance period must be at least 9 years as of 2018 (the duration of the required period increases annually).
For early retirement, the conditions specified in Art. 30 of Law No. 400-FZ. For example, if a man has worked underground for 10 calendar years, and his total insurance period is 20 years, he can retire at the age of 50 (now the retirement age for men is 60 years, by 2023 it will reach 65 years).

If we talk about the state pension accrued to certain categories of citizens, then:

To receive a superannuation pension by persons holding positions in the civil state or municipal service, the minimum insurance period for 2018 is 16 years (see Appendix to Law No. 166-FZ).
To receive a superannuation pension, civilian pilots, cosmonauts and test cosmonauts must work under appropriate conditions for 25 years.
To qualify for a seniority pension for military personnel, the legislator has established a minimum service life of 20 years.

The pension system has been constantly changing over the past few years. In 2018, Law No. 350-FZ dated October 3, 2018 “On Amendments…” was adopted, which stipulates a gradual increase in the retirement age. By 2023, the retirement age for men will reach 65 (60 for women).

The insurance period is the total duration of periods of work and (or) other activities taken into account when determining the right to a labor pension, during which insurance premiums were paid to the Pension Fund of the Russian Federation, as well as other periods counted in the insurance period established by pension legislation.

Thus, the insurance period, in contrast to the length of service, consists not only of periods of work on the basis of labor contracts (contracts), but also of other “non-working” periods of time included in the length of service in accordance with the Federal Law “On Insurance Pensions” .

The insurance period is necessary for the appointment of an old-age insurance pension. In some cases, an old-age pension may be granted ahead of schedule.

In accordance with the law, the minimum insurance period for the appointment of a pension is increased annually from 6 years in 2015 to 15 years by 2025. See the article on the link for the conditions for assigning an insurance pension.

Minimum insurance experience

The minimum insurance period that gives the right to receive an insurance pension, see the table below.

Minimum length of service for the appointment of an insurance pension (table)

Year of awarding the old-age insurance pension	The minimum insurance period required for the appointment of an old-age insurance pension









2024 and beyond

Important. If, upon reaching the retirement age, the pensioner does not work the minimum number of years, the old-age insurance pension is not assigned. In this case, a social pension is assigned. Read about the minimum pension in Russia in the article at the link.

In addition to the minimum length of service, a minimum number of pension points is required to receive a pension.

The Appendix to the Law "On Insurance Pensions" establishes successive increasing requirements for the minimum pension coefficient. So, from January 1, 2015, the old-age insurance pension is assigned if there is an individual pension coefficient of at least 6.6, with a subsequent annual increase by 2.4 to 30.

year of retirement	minimum coefficient
2015	6,6
2016	9
2017	11,4
2018	13,8
2019	16,2
2020	18,6
2021	21
2022	23,4
2023	25,8
2024	28,2
from 2025 onwards	30

Thus, from 2025, the old-age insurance pension is assigned if there is an individual pension coefficient of at least 30. For more information on the procedure for determining pension points, see the article at the link.

Other periods counted in the insurance experience

the period of military service, as well as other service equivalent to it, provided for by the Law of the Russian Federation "On pensions for persons who have completed military service, service in the internal affairs bodies, the State Fire Service, bodies for controlling the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penitentiary system, and their families";
the period of receipt of benefits for compulsory social insurance during the period of temporary disability;
the period of care of one of the parents for each child until he reaches the age of one and a half years, but not more than six years in total;
the period of receiving unemployment benefits, the period of participation in paid public works and the period of moving or resettlement in the direction of the state employment service to another locality for employment;
the period of detention of persons unreasonably brought to criminal responsibility, unreasonably repressed and subsequently rehabilitated, and the period of serving the sentence by these persons in places of deprivation of liberty and exile;
the period of care provided by an able-bodied person for a disabled person of group I, a disabled child or a person who has reached the age of 80 years;
the period of residence of the spouses of military personnel serving under a contract, together with their spouses, in areas where they could not work due to the lack of employment opportunities, but not more than five years in total;
the period of residence abroad of the spouses of employees sent to diplomatic missions and consular offices of the Russian Federation, permanent missions of the Russian Federation to international organizations, trade missions of the Russian Federation in foreign states, representative offices of federal executive authorities, government agencies under federal executive authorities or as representatives these bodies abroad, as well as to representative offices of state institutions of the Russian Federation (state bodies and state institutions of the USSR) abroad and international organizations, but not more than 5 years in total (the list of such organizations is approved by the Government of the Russian Federation);
the period of operational work, counted in the length of service in accordance with the Federal Law "On operational-search activity".
the period during which persons who were unreasonably prosecuted and subsequently rehabilitated were temporarily suspended from their positions (work) in the manner prescribed by the criminal procedure legislation of the Russian Federation.

The procedure for calculating the insurance period

The calculation of the duration of the insurance period, including "" on the basis of testimonies, and (or) other activities and other periods is carried out in a calendar order based on a full year (12 months). At the same time, every 30 days of periods of work and (or) other activities and other periods are converted into months, and every 12 months of these periods are converted into full years.

In the event that the periods "" and "" coincide in time, when calculating the insurance period, one of such periods is taken into account at the choice of the person who applied for the establishment of an insurance pension.

When calculating the insurance period, the periods of activity of persons who independently provide themselves with work, heads and members of peasant farms, members of family (tribal) communities of indigenous peoples of the North, Siberia and the Far East of the Russian Federation, engaged in traditional sectors of management, periods of work for individuals (groups of individuals ) under contracts are included in the insurance period subject to the payment of insurance premiums to the Pension Fund of the Russian Federation.

When calculating the length of service required for acquiring the right to an old-age insurance pension by citizens receiving a pension for long service or a disability pension in accordance with the Law "On pension provision for persons who have completed military service, service in the internal affairs bodies, the State Fire Service, bodies control over the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penitentiary system, and their families", the insurance period does not include periods of service preceding the appointment of a disability pension, or periods of service, work and (or) other activities, taken into account when determining the amount of pension for years of service. At the same time, all periods that were included in the length of service are considered to be taken into account, including periods that do not affect the amount of the pension for the length of service or disability pension.

When calculating the insurance period, the periods of work during the full navigation period on water transport and during the full season in organizations of seasonal industries are taken into account in such a way that the duration of the insurance period in the corresponding calendar year is a full year.

Persons who performed work in the corresponding calendar year under copyright contracts, as well as authors of works who received payments and other remuneration in the corresponding calendar year under agreements on the alienation of the exclusive right to works of science, literature, art, publishing license agreements, license agreements on granting the right use of a work of science, literature, art, if the total amount of paid insurance premiums to the Pension Fund of the Russian Federation from payments and other remuneration received under these agreements during this calendar year amounted to at least a fixed amount of the insurance premium for compulsory pension insurance, determined in accordance with the legislation of the Russian Federation on taxes and fees, the insurance period includes a period equal to a full calendar year (from January 1 to December 31), in which insurance premiums are paid to the Pension Fund of the Russian Federation from payments and other remuneration under these agreements. In the event that the total amount of paid insurance premiums during a calendar year is less than the fixed amount of the insurance premium for compulsory pension insurance, the period (in months) of the duration calculated in proportion to the paid insurance premiums, but not less than one calendar month (30 days) shall be included in the insurance period. ).

The period counted in the insurance period in connection with the payment of insurance premiums to the Pension Fund of the Russian Federation from payments and other remuneration under these agreements, if there are periods of work and (or) other activities, other periods in the corresponding calendar year, is taken into account in such a way that the insurance period for the corresponding calendar year did not exceed one year (12 months).

The procedure for confirming the insurance experience

When calculating the insurance experience before registering a citizen as an insured person and receiving a pension certificate, the experience is confirmed on the basis of individual (personalized) records for the specified period and (or) documents issued by employers or relevant state (municipal) bodies. For documents that can confirm the length of service in the absence of information in the Pension Fund of the Russian Federation, see the article at the link.

When calculating the insurance experience after registering a citizen as an insured person in the Pension Fund of the Russian Federation, the data on the experience are confirmed on the basis of information from an individual (personalized) record.

When calculating the insurance period, the periods "" in the territory of the Russian Federation before the registration of a citizen as an insured person in the Pension Fund of the Russian Federation can be established on the basis of the testimony of 2 or more witnesses, if work documents are lost due to a natural disaster (earthquake, flood, hurricane, fire, etc.) and cannot be restored. In some cases, it is allowed to establish the length of service on the basis of the testimony of 2 or more witnesses in case of loss of documents and for other reasons (due to their careless storage, deliberate destruction, and similar reasons) through no fault of the employee. At the same time, the nature of the work is not confirmed by the testimonies of witnesses.

Prepared by "Personal rights.ru"

Every citizen of Russia can choose the type of activity and profession. This is provided for by Article No. 37 of the Constitution of the Russian Federation. Seniority is the duration of work and social activities for a certain period of time. It is taken into account when calculating the amount of the pension.

Types of pension experience

Labor activity in Russia is accompanied by certain guarantees. Citizens of the country participate in compulsory pension insurance (OPS). After reaching a certain age or upon the occurrence of an insured event, the state begins to pay benefits to the insured individual. Its size depends on the duration of the work activity. Kinds:

State. It is accrued to individuals when working in budgetary institutions and in direct service to the country.
Insurance (labor). Work or any other activity accompanied by regular contributions to the Pension Fund of the Russian Federation (PFR).
Special. With its accumulation, a citizen gets the opportunity to receive pension payments ahead of schedule.
Continuous. The time period is taken into account when an individual worked in one or more organizations without a break.
General. It includes all periods of labor activity, regardless of the type of work performed and the duration of breaks.

The difference between work and insurance experience

The activity of a citizen is taken into account by the state in different ways. The length of service is the sum of periods of work of a citizen in all places, periods of other activities useful to society. The reform of the pension calculation system has led to the emergence of new concepts that affect the amount of payments. The amount of the pension benefit consists of the sum insured and payments fixed by law. The length of service for a pension includes only hours worked, and the insurance period includes military service, maternity leave and other periods considered in the legislation.

Special Insurance

This term refers to the time during which the employee carried out activities in conditions classified as difficult or unfavorable. Special insurance experience is obtained in industries that are harmful to health, in contract and military service. It is accrued to employees of the medical and pedagogical spheres operating in rural areas. In addition to officially worked hours, special insurance includes:

periods of temporary disability;
annual paid leave by the employer;
additional vacation periods.

Downtime periods and the time when the employee was removed from the activity or not admitted to it are not included in the special insurance period. Special working conditions include underground, mining, difficult and dangerous work associated with increased emotional stress. A special insurance period gives an individual the opportunity to retire early on a well-deserved rest.

After reaching the age of 45, an employee can apply to the FIU with a work book, archival certificates, salary statements and other documents confirming the fact of working in special conditions. The calculation takes into account full years and months (30 days). If two periods of employment coincided, the PFR uses the one for which the coefficient is higher to calculate the amount of the benefit.

Work experience for retirement

The state guarantees all citizens to receive benefits after reaching a certain age. Employees working under an employment contract, self-employed persons can receive seniority for calculating a pension. Individual entrepreneurs should simply make contributions to the Pension Fund and the Social Insurance Fund. The length of service includes labor and socially important (military service, pregnancy, raising a child, etc.) periods of time for a citizen.

Non-insurance periods

Not always a citizen has the opportunity to work continuously. The length of service for an old-age pension is calculated together with socially significant periods when the payment of mandatory contributions was not made. At the same time, an important condition for their accounting is the presence of periods of work before or after them, during which funds were transferred to the FIU. Socially significant periods include:

Pregnancy and parenting. According to the law, each child is given 1.5 years, but in total no more than 6 years.
Job search for persons officially registered with the Employment Service.
The time from which a disabled child, an elderly citizen (over 80 years old), a disabled person of group 1 remained in the care of an individual.
Stay in places of deprivation of liberty due to a criminal punishment recognized as unreasonable.

Converting seniority to points

Since the reform of the pension system, many citizens have ceased to understand how to calculate the approximate amount of payments. According to the current legislation, 1 point is equal to the minimum wage. The calculation procedure will be as follows:

The amount of annual earnings is calculated. If a citizen earns 40,000 rubles in a month, then it will be equal to 480,000.
Of the total annual earnings, 16% is calculated. This will be the amount of insurance premiums. In the example, it is equal to 76800 rubles.
The amount received is divided by the maximum possible insured salary, and then multiplied by 10. In 2019, the maximum amount of insurance premiums is 116,800 rubles. The formula is as follows: 76800/116800*10=6.5 annual points.

Seniority for pension received before 2002 is included in the total period, and points for it are calculated by revaluing the value of pension rights, i.e. the amount of available savings is divided by years of employment. This capital in 2010 was increased for all citizens by 10%, and for persons working before 1991, by 1% for each year worked. All types of pensions were subjected to indexation, except for social pensions for lack of service.

How many years do you need to work for early retirement

Almost every Russian citizen who has worked for 15-20 years wants to recover early for a well-deserved rest. The right to early retirement is enshrined in Chapter No. 6 of Federal Law No. 400-FZ. Persons who meet the definition of requirements will be able to apply for payments. Early insurance pension is provided for 2 categories of employees:

Based on labor productivity. This category includes military personnel, teachers, rescuers, miners, etc. Experience - at least 15 years. It can be confirmed by an extract from personal accounts, payroll statements, certificates from banks, written contracts and other documents.
For social reasons. Citizens working in the Far North or in territories equated to it can apply for an early pension on this condition. On social grounds, early retirement payments can be received by mothers with many children, the visually impaired, persons injured during hostilities, etc. Retirement requires at least 15 years of service.

For years of service

According to the law, this type of allowance can be received by military personnel, astronauts, pilots, testers, employees of government agencies. The appointment of preferential early payments is regulated by Federal Law No. 166-FZ. Military personnel must serve 20 years, pilots, testers and cosmonauts - 25 or 20 years (men and women), civil servants - 15 years. Employees of budgetary organizations must hold a position for at least 12 months without a break.

The percentage of surcharge depends on the total length of service of the individual. If a civil servant has a total working time of less than 15 years, then the increase in the allowance will be equal to 45% of the official salary. If more than the specified period, then for each year worked, 3% is added until the amount of the benefit reaches 75% of monthly earnings. For testers, cosmonauts, military personnel, the upper pension level is equal to 85% of the official salary, i.e. with an additional 10 years of accumulation.

By disability

The state provides measures to support socially unprotected categories of citizens. A disabled person who officially got a job after reaching the age of majority and worked at least 1 day for which the employer made payments to the FIU can receive early retirement benefits. In case of complete or partial disability, such citizens are provided with a separate subsidy.

northern experience

The law provides for a reduction in the retirement age for working in special conditions. This section includes the regions of the Far North and territories equated to them. At the age of 50 and 45, men and women who have been officially engaged in fishing, reindeer herding, and hunting for 25 or 20 years will be able to receive a pension. If the activities of citizens are not related to the listed areas, then they will be able to receive an early insurance pension on the following conditions:

Work in the regions of the Far North in years and months	Age at which the right to receive an insurance pension comes in years and months
Work in the regions of the Far North in years and months








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