Presentation on the topic of pension provision in the Russian Federation. Presentation "Actual issues of development of the pension system in the Russian Federation. Solutions". Disability Insurance Pension
"Social Gerontology" - Principles of helping older people. Working capacity. General laws and theories of aging. Productive indicators of old age. functional changes. Diseases. Old age as a value-colored phenomenon. The subject of social gerontology. Causes of early professional aging.
"Welfare State" - Decommodification - provision outside the market. The worker is integrated. Additional costs for the employer. Criteria of social statehood of industrial type (concept of G. Esping-Andersen). The very idea of progress was rejected. M. Keynes (General Theory of Employment, Interest and Money)*. Autonomy of economically active persons in a welfare state.
"The sphere of social services" - Work, social protection. Options for classifying services in social sphere. - Extensive background information on health issues. Normative documents, contact information. Medicine, healthcare. Content. Degree of service automation. Education. Culture, sport. A family. Electronic government - foreign experience.
"Pension provision" - a nominal pension account in the Khanty-Mansiysk APF. From 5 to 15 years - 693 rubles. Pension contributions. The amount of the basic part of the supplementary pension. From 25 years and more - 946 rubles. From 15 to 25 years old - 820 rubles. Additional social pension non-working pensioners (paid for the period of establishment). Contributor.
"Social protection of the Altai Territory" - Social patronage was carried out in relation to 1625 families. Social protection of families with children in the Altai Territory. Group forms of work: Specialists of institutions. Social partnership with non-profit non-state Foundations. Work technologies. Resources of the system of social services for families and children.
"Social Policy" - Problems of financing social policy. Prevalence social benefits. Place and role of the state. Contemporary Issues social policy in developed countries. Joseph Stiglitz Globalization: Disturbing Trends M., 2003. Some examples of contemporary. Demographic processes - aging of the population, unemployment, an increase in the number of households with 1 person..
In total there are 17 presentations in the topic
Early insurance pensions in connection with work in special climatic conditions
Relevance, object, subject The relevance of the research topic lies both in the social, and in the economic and legal aspects of the problem of providing pensions to citizens in connection with work in special climatic conditions. The object of the study is the legal relationship associated with the appointment of an early insurance pension in connection with work in special climatic conditions and labor regulation in the Far North. The subject of this work is the features of the appointment of the calculation, the payment of early insurance pensions due to climatic conditions.
Purpose and objectives The purpose of the presentation is to consider the problems of pension provision within the framework of early insurance pensions in special climatic conditions. Tasks: to analyze the types of insurance pensions and early pensions; give a description of the legal regulation of the appointment of early insurance pensions in connection with work in special climatic conditions; analyze the recalculation, indexation, payment of early pensions.
General theoretical foundations In this paper, we analyzed specific legal aspects related to the process of assigning an early insurance pension due to special climatic conditions.
The concept and types of early pensions retirement age, the grounds for which are: work performed in special working conditions, in certain positions, performance of work in special climatic conditions, as well as social conditions and health status of citizens.
Regulatory legal sources In the course of the study, the author used the following regulatory legal acts: Fundamental: The Constitution of the Russian Federation Federal Law N 400-FZ “On Insurance Pensions”; Federal Law N 166-FZ "On State Pension Provision in Russian Federation". Auxiliary: Labor Code, Chapter 50; Federal Law No. 78-FZ “On the Fundamentals of State Regulation of the Social and Economic Development of the North of the Russian Federation”; Law of the Russian Federation N 4520-1 "On State Guarantees and Compensations for Persons Working and Living in the Far North and Equivalent Areas"; Local Northern Law TAO N 158-OKZ "On reindeer breeding"; Decree of the Council of Ministers of the USSR N 12 "On the introduction of amendments and additions to the List of regions of the Far North and areas equated to regions of the Far North, approved by the Decree of the Council of Ministers of the USSR."
District coefficients District coefficients to the wages of workers in non-production industries in the regions of the Far North and equivalent areas (examples): Region of the Far North District coefficient units Chukotka Autonomous Okrug 2.0 Lensky District 1.8 City of Norilsk 1.7 Srednekolymsky District 1.6
Appointment and payment of early insurance pensions due to adverse climatic conditions Basic conditions: Citizens who have worked for at least 15 calendar years in the regions of the Far North or at least 20 calendar years in areas equated to them, and having an insurance record of at least 25 years for men and at least 20 years for women, Appointed early retirement at 55 and 50 years old for men and women, respectively. The formula for calculating the insurance pension SP \u003d IPK * SIPK + FV SP - insurance pension. IPC - the sum of all pension points accrued on the date of assigning an insurance pension to a citizen (Each pensioner has his own individual coefficient). SIPC - cost pension point(As of February 1, 2015, it is equal to 71.41 rubles, annually set and increased by the state at a level not lower than inflation in the previous year). FV - The amount of a fixed payment (As of February 1, 2015, it is equal to 4,383.59 rubles, annually increased by the state).
Conditions for the appointment of an old-age insurance pension.
Problems of implementation of pension provision in the Far North 1) Non-observance of labor and social rights and guarantees of northerners. Based on the materials of parliamentary hearings, many violations of the norms regulated by the Labor Code of the Russian Federation and Law N 4520-1 in particular were revealed; 2) The threat of a demographic crisis. According to the UN classification, the population is considered old if the proportion of people aged 65 and over exceeds 7 percent. For example, in Kamchatka, at the moment, 6 percent of the population is in these ages, which indicates that the number of young people is rapidly falling; 3) Social burden on the regions of the North. The lack of employment in the workplace of qualified personnel and, as a result, the degradation of the economy of the Northern region leads to a deficit in the PFR budget, which causes a decline in the social level of provision for citizens of the Far North.
According to Rosstat, as of 2011, 18 percent of people younger than able-bodied live in the territory of the Kamchatka region, while 10 years ago they were 24 percent. Over the same period of time, the share of the population of retirement age increased by more than 1.5 times. The share of pension recipients in the region amounted to 24 percent of the total population and has increased by 7 percent over the past 10 years.
Conclusion Early insurance pensions are appointed in connection with working conditions, characterized by danger, severity, harmfulness, intensity, tension. In addition, the right to an early insurance pension was granted in connection with work and residence in areas with unfavorable natural and climatic conditions. Legislation is still not able to fully implement the domestic principles of social justice for man and citizen. Reducing insurance revenues due to the employer's labor contributions to the Pension Fund = Reducing the pension of all citizens living in this region
Recommendations - Develop regulations aimed at attracting qualified personnel to work in northern conditions - Reduce the social burden in the Far North by stimulating the departure of pensioners, the disabled and the unemployed, defining their proper place in the system of labor and social legislation.
Thank you for your attention!
Thinking about the future, I understand that it comes fast enough. Albert Einstein SNILS-insurance number of an individual personal account of a citizen in the system of compulsory pension insurance This is a personal card: it contains the full name, date and place of birth, personal pension account number (SNILS). SNILS - an identifier of a person's personal data when receiving public services in electronic form.
Pension system in the Russian Federation with the city Pension system of the Russian Federation State pension provision Mandatory pension insurance Voluntary non-state pension provision Insurance pension, including Fixed payment Funded pension Insurance pension in case of loss of a breadwinner Insurance pension for disability Insurance pension for old age
15 These are the minimum requirements for qualifying for an old-age insurance pension. years of service (from 2024) 30 pension points (from 2025) 55/60 years of service The necessary conditions to qualify for an insurance pension (from y.)
The length of service includes periods of work and other activities that were performed on the territory of the Russian Federation, and for which insurance premiums were accrued and paid to the Pension Fund of the Russian Federation the period of care of one of the parents for each child until they reach the age of one and a half years has been increased to 6 years in total. The possibility of confirming the insurance period before registering a citizen as an insured person in accordance with Federal Law 27-FZ is legally fixed not only by documents issued by employers or relevant state (municipal) bodies, but also on the basis of information from individual personalized records for the specified period. Calculation of the insurance period! Periods of activity of self-employed persons, heads and members of peasant (farmer) households, members of family (clan) communities of indigenous peoples, periods of work for individuals under contracts are included in the insurance record only if insurance premiums are paid to the Pension Fund
PENSION = A x B + C + d A - Your Retirement Points B - Value of One Point C - Fixed Benefit d - Funded Pension Plus for each year of later retirement, bonus points are given and the fixed benefit increases. How is the pension calculated?
And pension points Your pension rights for each year will be recorded in points - individual pension coefficients. The number of points for the year depends on your official salary. The higher the salary, the more points. The maximum number of points for the year is 10 (in case of refusal to form pension savings and for citizens older than 1966) When forming pension savings - 6.25 points). PENSION \u003d A x B + C + d
Pension points - every year The maximum number of points - 10. Employers pay contributions to the Pension Fund only from the "white" salary. Only from the “white” salary is your future pension formed. the amount of insurance premiums paid for the insurance pension the amount of insurance premiums with the maximum taxable wages 10 number of pension points in one year
Retirement points are given not only for work activity Retirement points are given: for each year of parental leave 1.8 points 3.6 points 5.4 points for each year of military service 1.8 points for each year of caring for the disabled I groups, children with disabilities, persons over 80 years old 1.8 points 24.3 points are acquired by the mother of four children, with each of whom she spent 1.5 years on parental leave. Example: 5.4 points
It pays to retire later! But for each year of later retirement, the amount of the pension will increase significantly: additional points are given, the fixed payment increases. 55 years old 60 years old % Retirement age IS NOT INCREASING EXAMPLE: If you apply for a pension 5 years after reaching retirement age, the fixed payment will be increased by 36%, and the number of points - by 45%. If you retire in 10 years, the fixed payment will increase by 2.11 times, and the number of points - by 2.32 times.
In the cost of one point The cost of a pension point is established annually by federal law. The value of the pension point increases annually by at least the rate of inflation. The value of the pension point is published in the media and the Internet. PENSION \u003d A x B + C + d
C fixed payment PENSION = A x B + C + d Fixed payment is a state-guaranteed payment to a recipient of an insurance pension. An analogue of today's fixed basic size of the insurance part of the old-age labor pension. Its size in 2014 is 3,910.34 rubles. Since the year a fixed payment - rubles. It is established annually by the Government of the Russian Federation. Annually increases by at least the rate of inflation. Published in the media and the Internet.
D funded pension Formed according to your choice. Make a choice of the year. The procedure for assigning and disbursing pension savings remains unchanged. Calculation: the amount of pension savings is divided by the expected period of payment of the funded part of the labor pension. Today is 228 months. PENSION \u003d A x B + C + d form an increased insurance pension (AxB) or continue to form pension savings Choice:
The right of choice for insured persons is exercised from and extended until the city. Insurance part - 22%: 6% - solidarity (FBI), 16% - individual Accumulative part 6% Insurance part - 16%: 6% - solidarity (FBI), 10% - individual Choice by the insured person (born in 1967 and younger) of the option of forming pension savings 22% Funded part 0% Option 1 Option 2
Option 1. The insured person refuses to form a funded pension, i.e. wants to choose "0" funded pension insurance premium rate - while he was "silent" - he does not need to take any action, by default since 2014 the funded pension rate is "0"; - if he was “active”, i.e. he once chose an NPF or a management company, you must submit an application for refusal to form a funded pension; - if he was “active”, but in 2013 he chose a tariff of 2%, i.e. he reduced his tariff - by default, since 2015, the tariff is “0”. The procedure for choosing by the insured person the rate of the insurance premium for the funded part of the labor pension
The procedure for choosing the insurance premium rate for the funded part of the labor pension by the insured person Option 2. submit an application for the choice of (IP) GUK, (IP) CHUK or transfer to NPF; - if it was "active" - no other applications are required, no action should be taken; - if it was "active", but in 2013 chose a tariff of 2%, - it is necessary in the years. apply for the choice of (IP) GUK, (IP) CHUK or transfer to NPF.
Find out more about your future pension! The websites of the Ministry of Labor of the Russian Federation and the Pension Fund of the Russian Federation posted a pension calculator that allows you to calculate the conditional amount of a pension using the new pension formula.
Description of the presentation on individual slides:
1 slide
Description of the slide:
The pension system of Russia (lesson-round table) Prepared by: Bezrukova Galina Sergeevna, teacher of history and social studies of the Moscow Autonomous Educational Institution "Secondary School No. 17", Gubkin, Belgorod Region
2 slide
Description of the slide:
To increase the pension and social literacy of students, their interest in the formation of a future pension; - to continue the formation of a new "retirement culture" among young people; -increase students' confidence in the reliability of state social and pension provision; -to form an understanding of the personal responsibility of everyone for the future of pension provision; - to stimulate personal initiatives to increase pensions through the formation of additional pension savings; Lesson Objectives:
3 slide
Description of the slide:
Inform students about the pension rights of Russian citizens, the rights to social payments and allowances; - to give basic knowledge in the field, the history of pension provision in Russia, pension legislation; - to form an adequate idea of the place, functions and powers of the PFR in the country's pension and social security system; -tell about ways to increase future pension: about the program of state co-financing of pension savings, ways to invest pension savings. Lesson objectives
4 slide
Description of the slide:
1. History of pension provision in Russia 2. Pension fund of the Russian Federation. Three levels of retirement 3. How to increase your future pension 4. Helpful tips Lesson plan:
5 slide
Description of the slide:
996 - Grand Duke Vladimir the Holy issued a Charter, according to which social charity was given under the patronage of the church 1663 - (under Alexei Mikhailovich) - a pension to the crippled, wounded, elderly soldiers in the form of an estate or land. Late 18th century (under Catherine the Great) - monetary form pension payments. Tue floor. 19th century - pension for private enterprise (form - funded and insurance, deductions from wages) 1917, 1918, 1924, 1925 - pensions various categories citizens (the amount depended on salary, working conditions and family composition) 2002- new pension system History
6 slide
Description of the slide:
1. Everyone is guaranteed social security in old age, in case of illness, disability, loss of a breadwinner, for the upbringing of children and in other cases established by law. 2. State pensions and social benefits are established by law. Voluntary insurance, the creation of additional forms of social security and charity are encouraged. Constitution of the Russian Federation, art. 39:
7 slide
Description of the slide:
Federal Law "On Labor Pensions in the Russian Federation" Federal Law "On State Pension Provision in the Russian Federation" Federal Law "On Compulsory Pension Insurance in the Russian Federation" Federal Law "On Individual (Personalized) Accounting in the System of Compulsory Pension Insurance" Federal Law " On Non-State Pension Funds Federal Laws of the Russian Federation on Pension Provision
8 slide
Description of the slide:
Pension - a regular cash benefit paid to persons who: have reached retirement age (old-age pensions), have a disability, have lost their breadwinner. What is a pension? Old age Disability Loss of a breadwinner
9 slide
Description of the slide:
INSURER - the Pension Fund of Russia (PFR) keeps records of the pension rights of citizens and NPF PARTICIPANTS OF PENSION INSURANCE INSURANT - employer, individual entrepreneur INSURED PERSON
10 slide
Description of the slide:
An insurance certificate is presented: When applying for a job; When concluding an employment contract; When applying to the pension authorities on any issue, including for the appointment (recalculation) of a pension. The insurance certificate is subject to exchange in case of: Change of surname, name, patronymic, date or place of birth; Establishing inaccuracies of information; Unfit for use Insurance certificate of obligatory pension insurance
11 slide
Description of the slide:
SNILS - insurance number of an individual personal account of a citizen in the system of compulsory pension insurance. More than 17 million children and teenagers have already received their SNILS SNILS is the key to e-Russia. SNILS is used for identification when a citizen receives state and municipal services, including in electronic form through the Internet portal www.gosuslugi.ru. Why do adults and children need SNILS
12 slide
Description of the slide:
Components of the labor pension Depend on your income before retirement. You can dispose at your own discretion. The funded part of the pension is available only to citizens of Russia older than 1967. PENSION Amount = BC + MF + LF
13 slide
Description of the slide:
Types of labor pensions Labor pensions For old age For disability For the loss of a breadwinner
14 slide
Description of the slide:
Passport (residence permit) of a citizen of the Russian Federation; - insurance certificate of obligatory pension insurance; - birth certificate of children; - work book (original); - military ID (for men). When applying for an old-age labor pension, the following documents must be submitted:
15 slide
Description of the slide:
WHAT IS IMPORTANT FOR LABOR PENSION? A pension to have a large amount of insurance premiums paid in the FIU to be insured in the PU system and know your rights and obligations to know the state of ILS and control the payment of insurance premiums in the FIU since the start of work to be able to evaluate and choose the UK, NPF to invest pension savings to be able to optimally use notifications FIU
16 slide
Description of the slide:
Within 5 years of starting labor activity you need to submit an application to the Pension Fund of the Russian Federation for the choice of a Management Company or a Non-State Pension Fund in order to form the insurance and funded part of your pension. Non-state pension funds are non-profit social security organizations created specifically for the provision of pensions to citizens. The main activities of NPFs are voluntary (non-state) pension provision and professional pension insurance. The activities of NPFs are tightly controlled by the state. Non-state pension funds (NPF) and Management companies
Completed:st-nt gr. 462 Ochirova V.V.
credit Book. No. 4621614
Checked by: Selikhov E.A.
The concept of old-age labor pension
The old-age pension islife
monthly
payment due on account
funds of the Pension Fund of the Russian Federation and
serving as the main source
means of subsistence for persons
reached
established
the law of age and having
required work experience.
Types of labor pensions:
old age;By disability;
On the occasion of the loss of a breadwinner
Old-age and disability pensions consist of three parts:
basic, insurance and funded.
Survivor's pension and two: basic and
insurance.
The amount of the old-age pension
Pension amountCumulative
part
The accumulative part depends on:
- pension contributions
- from the salary
- from work experience
Insurance
part
The insurance part depends on payments,
who will pay for you
organization where you
work (in the amount of 26%
annual payroll), and
also from yourself.
Basic part - state allowance old age and
loss of income in the form of wages assigned
to all insured in the system of the state
pension
ensure
on
achieving
them
retirement age. (+ at least 5 insurance years)
The amount of the basic part of the labor pension
The amount of the basic part of the old-age labor pensiondefined directly by the Law on Labor Pensions in
the amount of 450 rubles per month (Article 14). However, for
for some categories, the basic part of the pension is increased. So
persons aged 80 and over and persons with disabilities who have
limited ability to work 3 degrees,
the base part is 900 rubles. (in accordance with the Federal Law of 17
December 2001 N 173-FZ "On labor pensions in the Russian
Federation")
The amount of the old-age labor pension is determined by
formula:
P=WB+MF+LF P - the size of the old-age labor pension;
BC - the basic part of the old-age labor pension (paragraphs 14(1) of this article);
SC - the insurance part of the old-age labor pension (paragraph 5
of this article);
LF - the funded part of the old-age labor pension (paragraph
9 of this article).
Federal Law No. 154-FZ of November 29, 2003 to Article
15 of this Federal Law amended,
effective from January 1, 2004
The amount of the funded part of the labor pension.
The funded part of the labor pensionpensioner on a special account.
The funded part of the labor pension
represents funds accumulated
pensioner on a special account. At
In this case, the insurance component is the amount
guaranteed basic payments, and
savings
collected
on the
individual insurance account. Basic
part of the payments is guaranteed
by law. When calculating the size
payments
produced
calculus
work experience for retirement.
The size of the funded part of the labor
old-age pension is determined by
formula:
LF = MON/T LF - the size of the funded part of the labor pension;
PN - the amount of pension savings of the insured person,
taken into account in the special part of his individual facial
account as of the day from which it is assigned
the funded part of the old-age labor pension;
T - the number of months of the expected period of payment of labor
old-age pension used to calculate the funded
part of the specified pension, determined in the manner prescribed
federal law.
The insurance part of the old-age labor pension (Article 14)
Federal Law "On labor pensions" No. 173 of 2001 provides,that the amount of the insurance component of the pension will be determined in
according to the formula:
Insurance part = PC / T + B
In doing so, it should be taken into account that:
PC - pension capital;
T is the number of months during which payment is expected;
B - fixed component. (insurance experience 19 years)
The package of documents provided for registration of an old-age insurance pension:
an application for a pension;citizens of the country are required to present
passport, foreigners need to attach
resident card;
SNILS;
document,
speaker
period of service;
confirmation
documents as proof
labor activity. They should
contain passport data of a citizen,
the date
issuance,
grounds
for
issuance.
Additionally
may
required
documents issued by the employer
dismissal of an employee;
certificate of earnings for 2000-2001 or 60
months in a row.
General grounds determining the right to an old-age pension
Law of the Russian Federation "On state pensions in RF"provides general and preferential grounds for
receiving an old age pension.
Second necessary element complicated legal
of the composition that determines the right to a labor pension according to
old age is the total length of service (OTS).
(insurance
experience
not
less
5
years). On a universal basis labor pension appointed:
men - upon reaching the age of 60, with a general
work experience of at least 25 years; women - by
reaching the age of 55 and with a total length of service not
less than 20 years old. (in accordance with the Federal Law
dated December 17, 2001 N 173-FZ "On labor pensions in
Russian Federation" (as amended on July 25, 31
December 2002, November 29, 2003)
The periods included in the OTC on the basis of current legislation are discussed in paragraph 7.2. As conceived by the authors of the pension reform, t
Periods included in the UTS on the basis of the currentlegislation, discussed in paragraph 7.2. by design
authors pension reform, the labor pension should be
freed from non-functional functions. During the reform
it is planned to establish compliance with the terms of provision and
the size of labor pensions the volume of participation in social
insurance
everyone
specific
faces
With
taking into account
the duration of payment and the amount of insurance premiums.
Seniority requirements for labor pensions will be linked to
the period of payment of insurance premiums. And the labor pension will
count
proportionately
insurance
seniority. Old-age pensions granted on preferential terms
conditions differ depending on whether
what is the basis for granting benefits:
special working conditions associated with danger,
harmfulness or severity (Article 12); biomedical and social factors (motherhood,
upbringing of a disabled child, state of health; Art.
eleven); climatic conditions of life and work (Article 14).
Article 11 of the Law of November 20, 1990 Grants the right to preferential appointment of an old-age pension:
1. Women who have given birth to five or more children (disabled people withchildhood), raising them up to the age of eight.
An old-age pension is awarded when a woman reaches
50 years and if she has a total length of service not
less than 15 years old.
2. Benefits in the appointment of a pension are also provided
women who adopt children before they reach
eight years of age;
3. Disabled people of the Patriotic War and other disabled people,
equated to them in respect of pension
provision (men at 55 and women at 50 and
if they have a total work experience of 25 and 20 years;
4.Citizens,
sick
pituitary
dwarfism (Lilliputians), disproportionate to dwarfs.
Old-age pension is assigned to men upon reaching
45 years (working experience 20 years), women - after reaching 40 years
(work experience of at least 15 years)
Conclusion.
Pension provision remains among the main socialguarantees for citizens of Russia, and the pension system of the Russian Federation represents
is a multi-link complex of state bodies of social
protection, responsible for the appointment and payment of pensions and bodies
Pension Fund of Russia (PFRF).
Ways to increase your future pension
Leave funds in the Pension Fund of the Russian Federation by selecting for theminvestment
(multiplications)
private manager
company (CHUK);
Leave funds in the Pension Fund of the Russian Federation by selecting for them
investment state management company
(GUK);
Transfer your savings to non-state Pension
fund (NPF);
To accept
participation
in
pension co-financing
program
of the stateGet a job with the “white”
(official) salary
To control
pension
employer
payment
contributions
Take your choice seriously
private management companies and
non-state funds
track
programs
pension co-financing.