Increase in social and labor benefits

The coming year will bring some changes in pension legislation. They will affect the indexation of payments, the rules and conditions for their provision to citizens. We propose to consider the topic - increasing pensions in 2018 for old-age pensioners, as well as last news in more detail.

Features of increasing pension payments

In 2018, it is planned to carry out three stages of pension increase:

  • From 01.01 the labor pension will increase by 3.7%. The increase will not affect payments to working pensioners.
  • From 01.02 there will be an annual indexation of pensions and other social payments by at least 3%.
  • From 01.04 indexing will be carried out social pensions(due to disability, loss of a breadwinner). They are planned to increase by 4.1%.

Payments to working pensioners will be recalculated after August 2018, taking into account the points earned during the reporting period. The moratorium on the indexation of these payments has been extended, so their size will not be increased taking into account the level of inflation. Indexation will be carried out immediately after the dismissal of the pensioner.
At the beginning of the year, many pensioners were worried about the issue of paying five thousand rubles, by analogy with 2017. However, last year it was of a one-time nature and was paid as material support to the population. Recall that in 2016 indexation was not carried out, so the lump sum payment should have slightly smoothed the current situation and become nice bonus for pensioners.

Indexing pensions in 2018

The laws of the Russian Federation provide for indexation pension payments by age, carried out annually from February 1 of the current year. If there are free funds in the state treasury, on April 1, payments are recalculated.
Double indexation is planned for the coming year. The first assumes an increase in pensions by 3.7%, the second - 4.1%. Similar innovations will also affect social pensions.
As mentioned above, only pensions of working citizens are not subject to indexation.
The changes will primarily affect insurance pensions, the amount of which consists of two values:

  1. Fixed rate (minimum).
  2. Retirement points.

The latter depend solely on the length of service and the value wages.
This year, the fixed amount will be 4982.90 rubles, one point - 81.49 rubles. Since inflation has not exceeded 3% this year, the planned increase will completely cover the rise in consumer prices.

Increasing social pensions

Since February, it is also planned to increase all social payments. These include EDV for the disabled, veterans of war, labor and other categories of citizens. It is also planned to increase the cost of a set of social services. The increase will take into account the level of inflation, as well as in the case of pension payments, it will be 3.7%.
In April, social pensions will increase by another 4.1%. Since this type of payment is directly related to the subsistence minimum, it is more beneficial for citizens to increase this particular indicator. Its amount is also reviewed annually, increasing in proportion to price increases and inflation.

Changes in payments to working pensioners

The coming year will not bring innovations in pension payments to working citizens. By analogy with previous periods, their indexation is not provided in accordance with the previously adopted moratorium. Its action is aimed at reducing government spending. Working pensioners have the right to choose between a slight indexation and payment of wages.
Immediately after the official dismissal, the pensioner can apply to the Pension Fund for indexation of payments, taking into account previous years.

An interesting feature of this condition is that a pensioner can simply change his place of work, taking advantage of the right to indexation, and subsequently settle in a new place.

The pension indexed in this way will not be able to be reduced in connection with the entry into a new job.
Indexation of payments for working citizens was suspended two years ago. The government intends to extend the moratorium until the end of 2019. It is possible that after its expiration, the period will be extended again. Such a program is good method saving budget money, while encouraging pensioners to leave their jobs for well-deserved rest as early as possible.
As a standard, the pensions of working citizens increase annually from August 1, taking into account the deductions received by the Pension Fund over the past period. The maximum increase is three points per year.

Latest news about payout changes

As you can already see from the information presented above, this year a slight increase in pension payments is planned, which will not affect working citizens. At the same time, a number of changes are being introduced regarding the rights of pensioners and salaries to enter a well-deserved rest. Among them:

  • The minimum length of service required for retirement will increase. Now it will be 9 years, and the minimum score is 13.8.
  • Earning the minimum points from this year will be much more difficult, as it is planned to increase the base immediately by 16.55%. Roughly speaking, on average, this increase will be about 200 thousand rubles. Few of the working citizens will be able to provide themselves with a comfortable old age, since the level of wages is not growing so quickly.

Everything else for pensioners will remain unchanged.

Is there a plan to raise the retirement age in 2018?

Many citizens of our country, and even far from retirement age, worries about raising the minimum retirement age. It is periodically raised by the government, but has never been implemented.
In a number of countries of the post-Soviet space and Europe, similar decisions have already been made. Our government, looking at the trend of raising the retirement age in neighboring countries, also proposes to implement this bill.

It will provide for a gradual increase in the age for men to 65 years, women - 60 years.

News about a possible increase in the retirement age causes indignation among citizens. This is not surprising, since the average wage in many regions is low. Therefore, receiving a pension helps to improve solvency.
Raising the retirement age is primarily due to the reluctance of citizens to quit their jobs immediately after retirement. It turns out that the state spends money on payments to able-bodied citizens who can take care of themselves. Since this trend is gaining more and more popularity, we can say that sooner or later, but the age increase will still happen, but not in 2018.

What you need to retire in 2018

In 2018, women will be able to retire at the age of 55 and men at the age of 60. When calculating payments, PF employees will take into account the number of points earned and the total length of service. Points directly depend on the amount of pension contributions.

It is worth saying that some categories of citizens will be able to retire earlier than the generally accepted retirement age. As a rule, the period is reduced by 5 years, i.e. for women - 50 years, men - 55 years. These categories include citizens working on harmful production. For example, a chemical plant. At the same time, the size of their pension will be more than worthy.

Thus, you can retire by age if:

  1. Have at least nine years of work experience.
  2. The age required for retirement.
  3. Achieving the minimum pension score of 13.8.

Of course, if a person has not made a single contribution to the Pension Fund in his entire life, he is also entitled to an old-age pension. However, its size will not exceed the required minimum. Working citizens will receive much more, subject to good wages and long work experience.
The appointment of a social pension does not depend on reaching the retirement age. This is a kind of benefit from the state, provided in case of loss of a breadwinner, orphans, the disabled and other low-income categories of citizens. They will have to prove their status by providing a certain list of documents, which you can find out from the PF employees.

How to apply for a retirement pension in 2018

Upon reaching retirement age, a citizen must contact the PF department by submitting the necessary documentation package. It includes:

  1. Application for payment.
  2. Documents confirming the work experience.
  3. Certificate of average salary for the last five years.
  4. Applicant's passport.
  5. SNILS.

It is possible that the PF employees will also require the provision of additional documents. Everything here is purely individual.
You can also apply for a pension through the Multifunctional Citizen Service Center. He acts as an intermediary between the citizen and the PF. Checks the documents, accepts them and issues the appropriate receipt.
It is possible that a pension is issued by an official representative of a citizen, if there is a notarized power of attorney to manage personal affairs. Documents can also be sent to the PF by registered mail.
If a citizen wishes to receive pension payments to a bank account, he must provide the relevant details.

Retirement dates for 2018

A citizen has exactly three months to prepare all the necessary documentation. After their submission, the decision on payment is considered within ten days. You can apply in advance, about a month before reaching retirement age.
In the event that a citizen has missed the deadline, payments for the previous months will not be returned to him. When submitting documents on time, even at the most last moment, the pension will be paid for the previous period (3 months) in full.

Guaranteed pension in 2018

The fixed payout this year is 4805.11. It rises in the presence of benefits, depending on the category of citizen (disabled person, resident of the Far North, etc.). As a rule, the pension cannot be assigned lower living wage, despite the fixed value. The difference between them is compensated by the provision of diverse state benefits.


pension system Russian Federation provided different kinds pensions depending on the length of service, age and capacity of citizens. The payments are indexed annually in relation to inflation in the country. What awaits the inhabitants of Russia in the current period.

Latest news about the increase in old-age and disability pensions in 2018

Increase in social pensions from April 1, 2018 by 2.9%: Latest indexation news

Citizens of several categories have social benefits in our country - these are:

  • persons who have reached the age of 60 for women and 65 for men and have not earned the right to receive an old-age pension;
  • disabled people;
  • children who have lost their breadwinner.

When calculating payments to people belonging to the listed groups, recent changes in the subsistence minimum are taken into account. The size is indexed by exactly this value. social benefit by old age. The indexation of the social pension in 2018 will be 1.029 points or 255 rubles, thus in 2018 it will be 9062 rubles. Increase in social pension in 2018 budgeted for the current year.

A similar principle applies to the calculation of disability pensions. The final amount of the benefit will depend on the type of disability of the citizen. So, who will receive a pension in April 2018 and by how much:

  • disabled children - 13,410 rubles. (increase by 378 rubles),
  • disabled since childhood of group I - 13,556 rubles. (plus 382 rubles),
  • for disability of military personnel 12,688 rubles (growth of 355 rubles) *,
  • disabled as a result of a military injury - an average increase of 399 rubles *

*the amount of payments and the amount of changes are given in the average version and will depend on other benefits of the pensioner.

Pension for working pensioners in 2018: Latest news about indexation

According to the latest news from the State Duma on indexation, the difference in underpaid funds for 3 months will be returned to the citizen immediately after all the necessary data is received by the fund.

On December 20, 2017, the President of the Russian Federation signed amendments to the legislation, according to which the freezing of the funded part of pension provision will be extended until 2020.

From August 1, 2018, all working pensioners will receive an increase in benefits according to their individual length of service and the amount of wages. However, such an increase will not exceed 244 rubles, since the size of the changes is tied to the pension score, which in the current year amounted to 81 rubles. 49 kop. Thus, pension for working pensioners will increase by 3.7%.

Increase in military pensions from April 1, 2018: Should we expect an increase?

Raising the retirement age in 2018

In 2018, citizens go on legal rest from work, next year birth:

  • born 1963 - for women,
  • born 1958 - for men.

Despite the law on the increase for civil servants in force since January 1, 2017, no other changes have been made in this direction. Such a possible measure to increase pension payments was not announced at the annual board of the Ministry of Labor, held on March 23.

  • public positions of the Russian Federation and subjects of the Russian Federation,
  • positions of the civil public service of the Russian Federation and subjects of the Russian Federation,
  • municipal service positions.

Thus, officials at all levels are forced to extend their labor activity if they hold the said positions. In the event of the dismissal of such workers at the age of 60 for men and 55 for women, provision for such citizens will be established on a general basis even with their further return to service.

So, retirement age in Russia in 2018 in general is equal to:

  • 55 years for women
  • 60 - for men;
  • 56 years - women,
  • 61 years - men;

Will there be a payment of 10,000 rubles for pensioners in 2018

Putin's dubious decree on a payment of 10,000 rubles in 2018 was never adopted, but it is compensated by the indexation of monthly benefits. In 2017, a lump sum payment of RUB 5,000 was made to pensioners as a cash refund. This difference arose as a result of the lack of growth in collateral in 2016. Despite the expectations of the elderly will not be produced.

Taking into account the announced amount of the increase in funds in providing for old people - about 380 rubles, it is easy to calculate that the amount for the year will be 2 times less than fixed payout. However, inflation last year turned out to be 2 times lower than planned, which led to the establishment of a percentage increase in the subsistence minimum and benefits.

Freeze of the funded part of the pension until 2020

The freezing of the accumulative component implies a different direction of spending the funds received by the Pension Fund. Funds in the amount of 6% of the amount of insurance premiums paid by the employer for their employee, in accordance with Federal Law No. 413-FZ of December 20, 2017, will not be directed to the savings of the citizen for whom these contributions are paid, but to ensure the insurance part of pensions for current pensioners .

Such a measure was considered as an alternative to raising the level of the retirement age due to the lack of funds in the Pension Fund to pay maintenance, taking into account the growth of people who have already reached the appropriate age.

Freeze of the funded part of the pension in 2018 will last not until 2019, as previously thought, but until 2020.

Fraudulent payments according to SNILS

Recently, a new one has appeared and is actively working. The scheme of work is as follows:

  • The Internet user is invited to check his individual account by the SNILS number to determine the presence of unpaid funds.
  • After entering the data, the system issues a series of data, allegedly confirming the possibility of obtaining such funds.
  • To receive the "relying" payments, it is proposed to pay a registration fee.
  • In the case of payment, proposals continue to be received for the payment of various kinds of services of specialists dealing with the case of the applicant.
  • As a result of such a set of actions, the user of the system can transfer up to 5,000 rubles and the insurance number of his personal account to fraudsters, as a result of which he may lose control over his savings.

    • To protect against this type of fraud, you should check any sites that offer personal data entry. Often, for this it is enough to read the information that is outstanding in any search engine upon request, for example, of the following nature: what kind of site did the dock online.

Today, the main question for pensioners remains “Will there be an increase in pensions from April 1, 2018?”, Which is not at all surprising, because the state has already indexed and notified citizens about the amount of future pensions.

The Pension Fund specifies that the amount of the old-age pension should not be lower than the subsistence level of a pensioner in the region of residence.

The size of the old-age pension does not please the elderly at all, since the increase is insignificant, and the prices are considerable. An approximate increase in pension will be 230-250 rubles. In Russia, more than 4 million people will receive a social pension from April 1, 2018. At the moment, the average pension is 8,742 rubles. Since April 1, 2018, there has been an increase of 4.1%. This applies to both working pensioners and non-working.

How is the pension increase?

According to experts, it is convenient and quite realistic to raise pensions in three stages:

  • 1. Increasing pensions for non-working pensioners in January.

The government indexed pensions from January 1, but the old people began to receive an increase from February 1. True, they promise that in 2018 the increase in pensions will occur much faster than previous years. Pensions rise when prices rise, as the law says.

From January 1, pensions were indexed by 3.7%, although they planned to increase them by 4% in advance, but since prices rose by 3%, they slightly reduced the amount of the increase.

  • 2. The second wave of pension increases should take place from April 1, 2018.

This month, disabled people, war veterans, children, survivors in the family and other beneficiaries can hope for an increase in pensions.

  • 3. And the third part of the increase will take place in August 2018 for working pensioners.

There are a total of 43 million pensioners in Russia. Three of them work. Indexation does not apply to such pensioners, but you can still count on an increase in the length of service.

So, the increase in pensions from year to year awaits pensioners who live permanently in Russia. These are disabled people, disabled children, men and women over 65 years old, and pensions are also due to families who have lost their breadwinner.

Compared to previous years:

  • 2014 - the increase was 17.1 percent.
  • 2015 - 10.3 percent increase.
  • 2016 - 4 percent.
  • 2017 - 1.5 percent.

So will there be an increase in pensions from April 1, 2018?

Since the law on increasing pensions was issued, starting from January 2018, only old-age pensions, as well as beneficiaries, will definitely increase in April 2018.

Indexation of pensions in 2018 in Russia will be carried out in three stages:

As early as January 1, there will be a 3.7 percent increase in labor pensions for non-working pensioners (for old age, for disability and for the loss of a breadwinner). This indexing will be done one month earlier than usual, since the Government decided to index these types of pension payments above the inflation rate, which in 2017 was at a record low level (less than 3%).
From February 1, in the usual manner, social payments paid by the Pension Fund on their own or in the form of an addition to a pension (UDV, NSU) will be indexed. In 2018, these payments will be indexed based on actual inflation for 2017(predicted at a level of less than 3%, so pensioners are unlikely to feel such an increase).
From April 1, indexation of social pensions paid to a pensioner in the absence of work experience (including for disabled children) will be carried out. This type of pension is assigned in a fixed amount and increases taking into account changes in last year quantities living wage pensioner. In 2018, the indexation of social pensions is planned at the level of 4.1%.
The moratorium on indexation of pensions for working pensioners in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 on accrued pension points for the previous year. They will be able to receive all indexation missed during the moratorium only after dismissal.

In addition to the indexation of pension payments, in 2018 there will also be a number of changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights for working citizens. Another question that worries pensioners in connection with the advent of the new year is whether there will be 5,000 rubles for pensioners in January 2018 (alas, no - this time there will be no such payment).

Pension increase in 2018 for pensioners, latest news. Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 on the level of inflation of the previous year, and in the presence of additional material opportunities for PFR indexation repeat on April 1st. But in the new year the traditional indexing order labor pensions will change: their increase will occur 1 month earlier - already from January 1, 2018.

This is because the increase includes a higher percentage than recorded actual inflation, so there is no need to wait until February for Rosstat to calculate inflation for 2017 (expected to be less than 3 percent).

Social pensions and other social payments made by the Pension Fund, will be raised as usual on the actual level of price growth for 2017:

Monthly social payments for pensions - from February 1, based on actual inflation for 2017 (less than 3 percent);
social pensions for disabled citizens - from April 1 in relation to the increase in the subsistence minimum (approximately 4.1 percent).

At the same time, the increase in insurance pensions will not affect employed pensioners. Recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped the state save 12 billion rubles. However, all missed indexations must be compensated to the citizen as early as the next month after dismissal.

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as draft law No. 274624-7) on changing the procedure for indexing insurance pensions in 2018, all types of this pension provision (for old age, for disability, for the loss of a breadwinner) should increase from January 1, 2018 by 3.7%. At the same time, the previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind, however, that any insurance pension consists of two parts:

fixed payment(or PV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
directly insurance part- This is an individual calculated value, which depends on the number of pension points earned during the work.

The January indexation will affect both parts of the pension as follows:

The fixed payout will be increased by 3.7% to a fixed amount 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by law No. 400-FZ of December 28, 2013;
The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase by 3.7% from January 1 and will amount to 81 ruble 49 kopecks.
In 2017, the actual inflation in the country was fixed at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in terms of its absolute value, this increase will be very small - the increase will be even less than in previous years).
Pension increase in 2018 for pensioners, latest news. Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories citizens (disabled people, veterans, heroes of Russia, etc.). They are provided on a monthly basis. cash payments(ESV), an integral part of which is also a set of social services (NSO).

In general, the NSI consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner one of two ways:

In kind (that is, directly social services);
in monetary terms with the rejection of natural.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth monthly payment(EDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual level of inflation of the previous year. In the draft Government Decree, this value was fixed at 3.2%, but the actual inflation will be less than 3%, so the increase will be even smaller (the same applies to child benefits in 2018).
Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the absence of a pensioner for any reason of seniority. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than estimated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected increase in social pensions will be approximately 4.1% in April 2018.

Unlike labor pensions, the indexation of social pensions is tied to changing the living wage for a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is related to actual rise in consumer prices).

Thus, one of the positive changes in 2018 is a more tangible increase in the subsistence minimum (PM) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social benefits up to the living wage- federal and regional), if the amount of their pensions is lower than the approved values.
According to the legislation, the level of a citizen's pension must always be not below the subsistence level in the region where he lives (hence the seemingly strange statements of the Government that “there are no low-income pensioners in Russia” - they all receive pensions in conjunction with other social benefits less than PM.

Since 2010, applications for the appointment of a pension have already included a section on receiving social supplements. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the amount of the pension is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. And this means that pensions will continue to be paid to working pensioners. without annual indexation.

Recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, exercising their right to pensions. The Government's plans included not indexing pensions for working Russians up to 2019.

This moratorium on indexation of pensions operates as follows:

Those citizens who retired before February 1, 2016 and retained workplace, remain without an increase in their pensions since February 2016.
For citizens who have become pensioners, after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date of the emergence of the right to a pension are taken into account.
If you continue working and at the same time receive a pension, all subsequent indexations from the moment of employment will not apply again.
Working pensioners have the right to increase the size of the pension only through an annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens are increased by the number of points taken into account in the previous year for the period of employment and payment of insurance premiums during this period. But no more than 3 points per year!
An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on 05/01/1962 retired in 2017 within the terms established by law and continues to work. What indexation will be taken into account when determining the amount of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
The fixed payment, which is part of the insurance pension, will be taken into account taking into account the indexation on the date of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to the continuation of paid work, all subsequent indexation of singing after the appointment will be suspended. Those. The indexation, carried out from January 1, 2018 by 3.7%, will no longer be applied to the pension of this woman. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after the dismissal of a working pensioner in 2018

In 2017, a law was adopted, according to which there was a change in the period for recalculating pensions after dismissal. In 2018, working pensioners will be able to receive a pension with all missed indexes already from the next month after the dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the received pension, taking into account all indexations for three months:

The first month is the submission of reports to employers in the FIU about citizens working in the organization;
the second month - the data on the fact of work was loaded into a single software package that operates throughout the country;
the third is the adoption by the territorial body of the PFR of a decision on recalculation.
For citizens who stopped working in 2018, the period for accruing pensions is reduced, taking into account the indexations missed during the work period. This will be possible after the entry into force from January 1, 2018 Federal Law No. 134-FZ dated July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons. will also take several months. But after that, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period since the termination.

This innovation applies only to laid-off after January 1, 2018. If a pensioner quit, for example, in December 2017, then the additional indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and latest changes in pension provision

As it has already become clear, the increase in pensions in the new year for most categories of pensioners will be very small (inconspicuous) or, as for a large category of working pensioners, there will be none at all. But in the new year requirements will rise to the already formed pension rights and the level of wages of Russian citizens for retirement:

The minimum requirements required for retirement in 2018 will increase by the planned values ​​provided for by the law “On Insurance Pensions” – now for this you will need to have at least 9 years of work experience and minimum 13.8 pension points.
Earn new pension points working population since 2018 becomes much more difficult, since the maximum value of the base for calculating insurance premiums in the PFR in 2018 (based on which the points earned for the year are calculated) will be increased immediately by 16.55% - from 876 thousand rubles to 1 million 021 thousand. - in accordance with Government Decree No. 1378 of November 15, 2017. And it is unlikely that anyone in Russia is now growing at the same pace (well, if at all).

Other significant changes in pension system Russia is not expected in 2018. In particular, the lump-sum payment to pensioners in the amount of 5,000 rubles expected by many will not be paid in 2018- it was a one-time, one-time surcharge, which was due to all pensioners in January 2017 in exchange for the additional indexation provided for by law, which was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few really good news for Russians is that no decision has yet been made to increase the retirement age, which is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).
Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of high inflation and the inability to carry out additional indexation of pensions in 2016, it was decided to make a lump-sum payment in addition to citizens' pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were "conditionally indexed", many of whom took it simply as a gift for the New Year.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, consumer price growth (inflation) has not exceeded 3%, and pensions in 2017 rose by a total of 5.78% for two indexations.

The upcoming indexation of 3.7%, scheduled for January 2018, exceeds the inflation rate for 2017. Therefore, no additional lump sum payments(5 thousand rubles or any other) in addition to the already pledged indexation will not be made!

Will there be an increase in the retirement age in 2018 (latest news)

In the past few years, the most discussed and acute for Russians is the issue of raising the retirement age. In many other countries, including post-Soviet ones, relevant decisions have already been made and are being implemented.

For example, from January 2017 in Belarus, the retirement age will be increased annually by six months until women reach 58 and men 63. In Kazakhstan, the same values ​​\u200b\u200bare valid - for women at 58 years old, for men at 63 years old.
In many developed countries, such as Germany, men retire at 65 and women at 60.
In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also includes an increase in the current retirement age.
Now this question is ripe in Russia. According to the Government, first of all, it is interconnected with the fact that the length of the working age is increasing in the country - i.e. about a third of Russians already stop working after retirement due to age.

However, so far, due to the great unpopularity of this measure, the Government of Russia has not yet made a final decision to extend the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential election, which will be held in March 2018 — but so far it's just a rumor).

How many points and seniority do you need to retire in 2018?

Since 2015, there has been a point system for calculating labor (insurance) pensions for citizens, in which the insurance premiums paid to the Pension Fund by the employer for their employees are converted from rubles into relative values ​​(points). The amount of contributions recorded for the year is correlated with the limit of the recorded amount of contributions approved by the Government, to which 10 retirement points(this is the maximum that can be obtained in one year).

But in order to obtain the right to retire on an old-age pension within the generally established terms, it is necessary to comply three prerequisites:

The onset of the age established by law;
the presence of insurance (labor) experience;
the presence of an established value of the individual pension coefficient (IPC) or in other words, the amount of pension points.

It should be noted that this only applies to old-age pensions! Other types of pensions under compulsory pension insurance (disability, survivors) appointed independently on the duration of labor (insurance) experience and the number of points received.

Since 2018 prerequisite for assigning a pension upon reaching retirement age (now it is 55 years for women and 60 years for men) is the availability 9 years of experience and 13.8 points individual pension coefficient (IPC).
An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (personal income tax) in the amount of 30,000 rubles (respectively, his salary for the year is 360,000 rubles). Suppose the salary of this citizen has never been raised since 2015. At the same time, deductions for the funded part of the pension are not made for him, since he was born earlier than 1967. Thus, the employer deducts insurance premiums for this man to an individual personal account in the amount of 16% of earnings before the deduction of personal income tax - that is, 16% x 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula began to operate.

For these purposes, the Government annually approves the so-called marginal wage, the amount of mandatory deductions from which in the FIU to the individual personal account of a citizen is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values ​​(see table below).

Year
Marginal wage for deductions to the Pension Fund of the Russian Federation (insurance base), rub.
The maximum amount of insurance premiums taken into account (16% of the base), rub.
Base increase relative to the previous year, %
Wage depreciation when converted into points relative to 2015, %
2015
711000
113760
—
—
2016
796000
127360
11,95
10,67
2017
876000
140160
10,05
18,83
2018
1021000
163360
16,55
30,36

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles in accordance with Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance premiums taken into account for the year, taken as 10 points, will be 163,360 rubles (an increase compared to 2017 immediately by almost 17 %).

Therefore, each ruble earned in 2018 will “depreciate” when converted into pension points by 1 - (1 / 1.17) = 15% relative to 2017, and by more than 30% relative to the level of 2015! Therefore, it is not enough to have only a constant high salary for the formation of decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must increase by at least 10% per year(see table above).

Let's go back to our example. To translate the monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of the annual earnings, which in this example will be 57,600 rubles per year) to the established limit values ​​\u200b\u200band multiply by 10:

57600 / 113760 x 10 = 5.06 points earned by a citizen in 2015;
57600 / 127360 x 10 = 4.52 points in 2016;
57600 / 140160 x 10 = 4.11 points in 2017;
57600 / 163360 x 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in this example, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example, from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system there is a mechanism that leads to a decrease in the level of annually accumulated pension rights while maintaining the same wage!

Accordingly, in the considered example, since 2015, a citizen has earned 5.06 + 4.52 + 4.11 + 3.53 = 17.22 points. Moreover, if a citizen had the right to a pension in 2017, then all points accrued to him must be multiplied by 78.58 rubles - this is the cost of an insurance point from April 1, 2017. And if the right to a pension arises in 2018, then from January 1, it will be necessary to multiply by 81.49 rubles.